There are many reasons why your home may need a roof repair. Whether it is old or has been damaged by wind, hail, or rain, the cost of these damages could rack up. If your home or business has been damaged, you probably want to know how a roof claim works in Texas. Although this process can be confusing, the experienced attorneys at Kirk Law Firm, PLLC can help you understand how to proceed with your insurance claim.
Typical Claims Process
Maybe you have noticed a missing shingle or discovered a leak inside your home. You pull out your insurance policy and call to make a claim. Your provider should then send an adjuster to your home or business to inspect the damage and prepare an estimate.
You will then receive a letter providing you with their estimate for the cost of repairs and whether it is above your deductible. Many people in Texas believe they must accept the insurance company’s evaluation of their roof claim, but that is not the case. Adjusters will often state the damage is due to age or wear and tear, or that the cost of repairs is below the deductible. It is incumbent on the home and business owner to ensure their evidence is presented and their interests are protected.
Protecting Your Rights
It is essential to get estimates from reputable roofing contractors before you accept the insurance company’s evaluation of your claim. These quotes can help determine the actual cost of repairs and serve as evidence during negotiations.
If the estimate provided by the carrier is insufficient to repair your roof properly, you may have options to pursue other forms of compensation you are due. Kirk Law Firm can help you navigate the information-gathering and negotiation process to ensure your Texas roof claim is properly evaluated and compensated according to your policy.
Reach Out to Kirk Law Firm for Help Understanding the Roof Claim Process in Texas
Insurance companies rely on people accepting their evaluations with no questions asked. However, Kirk Law Firm can help you understand your policy, advise you of your rights under Texas Law, and help you preserve and provide proper information to support your damage claim further. Schedule a free consultation today to learn more about how roof claims work in Texas.
