Experiencing property damage and potential financial losses for any reason can feel devastating, and attempting to navigate the insurance and civil court claims processes can be overwhelming for those without experience. The time you have to file a property damage claim depends on case specifics, such as the property type and how the damage happened.
One of our qualified property damage claims lawyers at Kirk Law Firm could guide you through the process with skilled legal advice and knowledge and fight for your rights to reach the best possible outcome.
Navigating Property Damage Claims
When property damage happens due to poor weather conditions, fires, or someone else’s intentional actions or negligence, knowing what homeowners insurance will cover and the process for initiating the claim is essential. A lawyer could help a property owner comply with policy provisions and state laws, including deadlines, requirements, and responsibilities, which are the most effective ways for property owners to protect themselves and collect a fair settlement for damages and losses.
Knowing the Policy Coverage
The first step is checking the insurance policy to see what the agency covers. All policies are different and offer distinct coverage based on the policy size and the owner’s needs and circumstances when they set up the policy.
They will wish to address the acts of nature, types of vandalism, or accidents that caused the issues and the need for repairs. Knowing the exact terms of coverage allows the policyholder to set clear expectations for the amount of funds necessary to repair or replace the damage.
Filing Deadline for Property Damage Cases
The deadline for filing a claim and initiating legal action to collect damages for property damage can vary depending on the specific circumstances and policy provisions. Generally, under Texas Law, the claimant must file the action within two years of the cause of legal action.
During a free consultation, one of our seasoned property damage claims lawyers at Kirk Law Firm, PLLC, could address specific questions and concerns and handle the legal work and filings in compliance with the policy provisions and laws.
Schedule a Consultation With an Attorney to File a Property Damage Claim
Whether you are seeking compensation for damages caused by a natural disaster, an act of vandalism, or another party’s negligence, promptly initiating the claim is essential to meet deadlines set by insurance companies and state law.
Leaving the claim in the hands of an insurance adjuster places you at unnecessary risk of agreeing to an amount much too low to cover the total costs of repairs or replacement. Consulting with one of our diligent lawyers is an effective strategy to safeguard your property and legal rights and collect a fair payout. Call today to schedule a free consultation.
