Homeowner’s insurance is a significant expense, and you expect to rely on the coverage when you have a claim. Insurance companies, however, are invested in keeping claims low or even denying them outright whenever they can get away with it.
When should you consult a lawyer for a denied homeowner’s insurance claim? Our experienced homeowners’ insurance claims attorneys at Kirk Law Firm, PLLC advise you to do so anytime in the claims process. We offer free consultations and evaluations of claims and are always ready to help, so contact us today.
Your Denied Claim
You have a lot to lose when your valid homeowner’s insurance claim gets denied. Because there are many variables involved, consulting with an experienced lawyer is an excellent idea.
Your Claim Denial
The insurance provider must give you a valid reason for denying your homeowner’s insurance claim. Our knowledgeable attorneys can help you interpret the reasons behind the denial and carefully assess their validity.
Do not despair. Our legal counsel can help you understand your policy and Texas Law to best determine your options
The Terms of Your Policy
The truth is, homeowners’ insurance policies vary considerably. While one policy may cover a specific event, another may not, making it important to understand your policy.
Some insurance companies are not above denying claims on technicalities that may not apply according to the law. Because of this, obtaining advice from a reputable homeowner’s insurance claims attorney is necessary to ensure you are treated fairly.
If you receive a denial, it is prudent to consult with an attorney as soon as possible to determine whether you may have other options. Kirk Law Firm can look at your claim free of charge to determine if there are options for you moving forward.
What You Can Do
For Kirk Law Firm to fully evaluate your claim and assist you in determining your options, you must compile the following:
- Pictures and videos of the damage in question
- Your initial homeowner’s claim
- Receipts from related repairs to your home
- Estimates regarding needed repairs
- Records of regular maintenance reflecting that you keep your home in good repair
- Correspondence with the involved insurance company, repair companies, and any other relevant parties
Your attorney from Kirk Law Firm, PLLC can provide additional information on collecting evidence to strengthen your appeal.
What Is Your Lawyer’s Role?
After a claim denial, your dedicated homeowner’s insurance attorney can provide important information for you regarding your policy, the insurance company’s responses, and how to navigate as you move through the claims process. For example, it is not advisable to post on social media about your claim or provide a statement to the insurance company. Keep in mind that the insurance company is motivated to prioritize its profits. It will do what it can to avoid covering your losses, which may involve using your own words against you.
Contact Our Experienced Homeowners’ Insurance Claims Lawyers After Your Claim Has Been Denied
If wondering when you should consult a lawyer for a denied homeowners’ insurance claim, the answer is as soon as you recognize there is a problem. If you have filed a valid insurance claim, our experienced insurance claims attorneys at Kirk Law Firm, PLLC will spare no effort to obtain an optimal outcome on your behalf. Discover how we can assist you by contacting us for a free consultation today.
