When your residential or commercial property is damaged in a weather disaster, you may be ready to file an insurance claim. If you filed a claim that your insurance company subsequently denies, you may want to challenge them to pay what you deserve. Property repairs are typically prompted by hurricanes, tropical storms, tornadoes, fire, wind, and hail—all of which cause catastrophic damage in Texas.
You should not have to leave your roof with sections blown off or your ground floor damaged by water and mold because your insurance company refuses to cover the damages. Our experienced lawyers at Kirk Law Firm, PLLC understand how to successfully negotiate insurance settlements, fight wrongful denials, and file lawsuits when your insurer fails to compensate you sufficiently. Learn more about the advantages of having an attorney negotiate your property damage claim by scheduling a consultation with our firm.
An Attorney Stands Up to Insurance Companies Acting in Bad Faith
You may feel discouraged when you submit a claim and your insurer denies or underpays it. However, you are entitled to challenge the insurance claims decision or sue the company to get what you deserve.
Often, insurers act in bad faith—their primary goal is to pay you as little as possible for your damaged property. They want policyholders to become frustrated and accept a substandard settlement; the less they pay you, the more their shareholders keep. Insurance companies may:
- Fail to provide a written explanation for a denial
- Stall the claims process in hopes you will abandon it
- Fail to investigate a claim and establish its validity
- Fail to answer, investigate, or settle claims promptly as prescribed by state insurance laws
- Offer a settlement well below the cost to repair the damage, even with evidence from contractors about the actual cost
A qualified Texas insurance claims attorney could investigate and fight against an insurance company’s misconduct to help you receive your deserved compensation.
An Attorney Fights for Your Rights in Court
Often, insurers attempt to deceive policyholders by falsely claiming that the damage is not covered under the policy—a tactic they use to avoid paying valid claims. However, Texas law prevents insurance companies from making misrepresentations—something our proactive lawyers could help with.
Whether at the negotiating table or in the courtroom, our skilled insurance litigators in Texas could fight against an insurance company’s egregious tactics.
Enlist the Help of Our Texas Insurance Claims Attorneys
When your property has been damaged by an unexpected disaster, filing a property damage claim is one of many stressors. You may incorrectly file a claim while distracted with repairing your home or business. Your stress may only be exacerbated if your insurance company wrongfully delays investigating your claim, delays issuing their claims decision, underpays, and/or denies your claim.
Many insurers want to take advantage of you, but our Texas insurance claims lawyers know their tricks and can counteract them with aggressive representation through negotiation or lawsuit. Asking an attorney at Kirk Law Firm, PLLC, to negotiate your property damage claim could ensure a successful settlement. We do not get paid unless we get your claim paid. Contact us today to schedule a free initial consultation.