We do not have to remind you that Texas is famous for severe weather. Our unique climate creates the ideal conditions for powerful hail-producing storms that cause significant property damage.
Finding a homeowner’s insurance policy with good hail coverage is increasingly hard and often expensive, and with numerous exclusions, like older roofs, it may be hard to recover the losses you believe you are entitled to. So, if you are wondering how to get your insurance company to reconsider denied hail damage claims, read this guide and contact Kirk Law Firm, PLLC for more information.
Understand Your Policy’s Coverage and the Denial
The first step in getting your insurance company to reconsider a denied hail damage claim is to review your policy. Then, read the denial letter and note the explanation as to why your claim was rejected. It is important to compare those reasons against your policy’s language and state law to find any discrepancies. Many policies contain requirements and steps you must take to properly file a claim and dispute the outcome. It is important to know what these are and follow them to preserve your claim.
Gather Evidence of Your Claim
To get your insurance company to reconsider a claim denial, you need evidence of the hail damage. Start by documenting all of your home’s damage with photographs and video. Remember to capture these images from multiple angles. Next, get detailed bids from reputable, licensed contractors for the repairs, and consider hiring an expert, such as an engineer or meteorologist, to write a report as well. Putting together the right evidence for your claim can be difficult. One of our insurance claim attorneys can guide you through this process and ensure you have all of the information you need.
Disputing a claim Denial
Each carrier and policy may contain specific appeal processes and deadlines as does Texas state law, so it is imperative that you follow all of the requirements when disputing your claim. Working with an experienced attorney from Kirk Law Firm, PLLC, early could help ensure you do not make any mistakes when appealing your claim.
Learn How Our Attorneys Get Your Insurance Company to Reconsider Denied Hail Damage Claims
Kirk Law Firm, PLLC’s highly skilled property damage insurance claims attorneys know how to get your insurance company to reconsider denied hail damage claims. We have helped other clients through this unfortunate situation, so you do not need to worry about tackling this often complex process alone.
We could use every legal strategy in our vast arsenal to make your provider pay you the compensation you need. Contact us today to schedule a free case evaluation and discuss your situation.
