When a natural disaster strikes your home or business, you may be in a state of shock. You are likely not thinking about ways to prove the damage to your insurance company while being pummelled by hurricane winds, torn by tornadoes, or submerged in flood waters. After such events, all you want to do is get the money you need to restore it. Unfortunately, many insurance companies make it difficult to file property damage claims.
Kirk Law Firm, PLLC has extensive experience proving property damage claims after a natural disaster in the Houston area and throughout the state of Texas. Turn to our property damage attorneys when you need assistance with your claim.
Document the Damage
No matter what happened to your property, your damage claim will have a greater chance of success if there is thorough documentation of the damage. Documentation can include:
- Time-stamped photographs of all the damage on the exterior and interior of your home or business
- Videos of the property damage taken soon after the natural disaster occurred
- A comprehensive list of all damaged personal items, including estimates of their value
- Records and receipts of all repairs already made, such as temporary roof repairs
Keep every receipt related to the repairs and restoration, no matter how small. Detailed documentation strengthens your claim, so if you have digital photographs or videos, make sure they are backed up to secure cloud storage. Do not throw any damaged items away until they have been inspected by the insurance adjuster. In addition, consider consulting one of our experienced lawyers as soon as possible after a damaging event. Our attorneys could help you collect evidence and negotiate on your behalf.
Consult with a Property Damage Attorney
Get in touch with Kirk Law Firm, PLLC early in the property damage claim process. Our team can help by:
- Reviewing your insurance policy and explaining what is covered and how it works
- Guiding you through the claims process from start to finish
- Protecting your rights against unreasonable and deceptive insurance companies
- Ensuring your property damage claim is filed correctly and in a timely manner
- Handling all communication with the insurance company
- Negotiating for the most compensation possible
- Representing you in court, if necessary
You could gain peace of mind knowing a seasoned property damage attorney is fighting for the best possible outcome in your case.
Get a Professional Inspection
Hiring an independent adjuster or licensed contractor to perform a professional assessment of your property’s damage can also help bolster your claim. While the insurance company will send out its own adjuster to assess the damage, they are for-profit and often try to undervalue damage to decrease payout. For this reason, getting a third-party assessment to counter any discrepancies in the insurance company’s decision is wise. Initial consultations with our attorneys are free, and could provide much-needed clarity during the inspection phase of the claims process.
Contact Us For Help Proving Your Claim After a Natural Event Caused Property Damage
Proving property damage claims after a natural disaster in the Houston area can be stressful if you are trying to do it by yourself. Get the legal help you need by contacting the experienced property damage lawyers at Kirk Law Firm, PLLC. Schedule your free consultation today, and rest easier knowing we are on your side.
