Car accidents, construction injuries, and slip and fall accidents are the most common types of personal injury claims in the US. And in most of these cases, the victim’s claim is settled out of court, by the insurance company of the at-fault party.
If you or someone you know has been seriously injured, you will need a proven and effective Texas motorcycle accident lawyer to deal with the insurance company. Once your attorney makes a written demand for compensation to the insurance company – that is when the negotiation phase of your injury claim begins.
Preparing a Great Demand Packet
Your Texas motorcycle accident lawyer will start with creating a demand packet. It consists of a carefully crafted letter and enclosed copies of documentation/evidence that supports your claim.
You will need to collect and organize important evidence and calculate your injury claim value before writing your demand letter. This evidence includes:
- Pictures of your injuries and the accident site
- Police report of the accident
- Witness statements
- Medical records and bills
- Wage verification
How To Write a Formal Demand Letter
A well crafted demand letter tells the insurance company:
- Who you are
- When/where/how the accident occurred and how it harmed you
- The extent of your injuries and losses
- Who is responsible for your injuries and/or property losses
- The amount of money you are demanding for your damages
Here are some basic components of a demand letter:
Letter Heading
This part contains information about the plaintiff (injured victim), the claim, the insured party, and the reason for the demand letter.
Presentation of Facts
Next comes the body of the demand letter. This is where your Texas motorcycle accident lawyer will lay out the facts of your claim as clearly as possible. They will start by listing the events that led up to your injuries and/or losses. This part should include a detailed description of the events that occurred to cause the mishap.
Description of Damages
Once the facts have been presented, your Texas motorcycle accident lawyer will give an account of your damages. These will include tangible losses such as hospital bills, medical bills, lost wage, etc, as well as intangible losses like pain and suffering.
Liability
Next, the letter will need to outline all the facts together to establish that your injuries occurred due to the negligence of the insured party, and that it is not your fault at all.
Compensation
Since the claim eventually comes down to monetary compensation, your Texas motorcycle accident lawyer will also need to state specific amounts of money you are demanding for your losses.
Concluding Remarks
The last paragraph is where your attorney thanks the insurance adjuster for their time and provides a time-limit on their reply.
Speak With an Experienced Texas Motorcycle Accident Lawyer
If you have been injured and need to draft a demand letter for settlement, do not do so without first consulting with a seasoned accident lawyer. Dana G. Kirk at Kirk Law Firm can evaluate your case and help you in drafting a letter that is effective and appropriate.
Our goal is to give you the maximum possible chance of securing the compensation you rightfully deserve. Reach us online to set up a free, no-obligation consultation.
