Property damage is scary, whether caused by severe weather, a car accident, or an unforeseen event. The good news is that insurance exists to help protect you when things go wrong. The lawyers at Kirk Law Firm, PLLC can help you understand what is considered property damage in Texas, what is covered by your insurance policy, and how to navigate the process of filing a claim with confidence and clarity.
Types of Property Damage
Unfortunately, there is no surefire way to protect your property from damage in Texas. The weather can be daunting, from hurricanes to hail and unexpected windstorms. Accidents and natural disasters are common causes of property damage.
Home and Commercial Property Damage
Your home or business is likely your largest asset, and it is vulnerable to all kinds of disasters. Fire, water leaks, hail, windstorms, and even burglary are common causes of home damage that should be covered under your property insurance policy.
What Happens After Property Damage?
Insurance claims after a catastrophe can feel overwhelming, but working with an attorney at Kirk Law Firm can give you confidence about your next steps. First, our attorneys can help you thoroughly document the damage and the events that led to it. Most insurance companies have a deadline for reporting property damage, and a lawyer could ensure you properly report your claim to your insurance provider before the deadline, which helps prevent denial.
Submit your insurance claim and as much evidence as possible according to your provider’s specific instructions. Next, we will work with your adjuster, who will inspect the damage and negotiate the compensation you are owed.
Each of the above steps comes with specific rules that, if not followed exactly, could lead to denial or underpayment of your claim. This is why it is crucial to involve one of our attorneys as soon as you can.
Discuss Property Damage in Texas with Kirk Law Firm
Property damage in Texas comes in many forms, and no one can be fully protected from it. From catastrophic weather events to car accidents or a house fire, knowing how to handle the aftermath is important. Having the right insurance coverage is important, but if you do not know how to navigate the claims process, your coverage will not matter.
If you have experienced property damage, contact Kirk Law Firm, PLLC to ensure you receive the insurance claim payment you deserve.
