A hurricane is one of nature’s most devastating forces, capable of destroying entire cities and communities in a matter of hours. Property loss, as well as the emotional toll, can be devastating. If your homeowner’s insurance policy covers hurricane and tropical storm damage, you may have some peace of mind—but what if your insurer tries to deny your claim? Insurance companies are in the business of making money, so they are frequently driven to deny claims or pay as little as possible after a hurricane strikes. Thousands of property owners who paid their premiums on time each month could be left without the help they need to recover from a disaster.
If you live in a high-risk hurricane area, now is the time to make sure your property is secure, and your insurance coverage is up to date. If your home or business was recently hit by a devastating storm, a hurricane damage claims lawyer at Kirk Law Firm, PLLC is prepared to fight to recover the compensation you deserve.
It is a good idea to get in touch with an attorney who specializes in storm damage claims before calling your insurance carrier. They can assist you throughout the entire claims process, allowing you to avoid many of the frequent mistakes that cause claims to be delayed or denied. Working with a knowledgeable hurricane insurance claims lawyer is also one of the most reliable ways to get through the process as stress-free as possible while still getting the money you need to restore your house and property to their pre-storm condition.
Additionally, the claim notice must be timely and factually specific. The Proof of Loss must not only be specific, and in accordance with generally accepted charges for repair, but also sworn to by the insured. If these statutory requirements are carefully followed by the insured and the insurer fails to make a timely and good faith response to the claim, or denies the claim, the insured may be eligible to make a claim for statutory interest of 10% from the date of claim presentment plus attorney fees. So, if you hire the right lawyer who knows how to properly file these claims, the benefits can be substantial—and most importantly, you have a much better chance of getting your claim paid.
If you have been impacted by a hurricane and are experiencing difficulties getting your insurance claim paid, contact a dedicated hurricane damage claims attorney as soon as possible. A local legal professional who has experience handling these types of cases could fight back against greedy insurance companies acting in bad faith.
Following a hurricane, home and business owners across the state should be able to rely on their insurance companies to act in good faith and cover any storm damage and business interruption losses. In many circumstances, however, the help of a hurricane damage claims lawyer is required to obtain payments owed to policyholders by insurers. Call one of the committed attorneys at Kirk Law Firm, PLLC now to learn more about how they could assist with your specific case.